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Please read the following important e-mail disclosure

First Federal recognizes e-mail as a simple and cost-effective method of communication; however, requests and inquiries requiring immediate attention should NOT be sent by e-mail. A bank representative may not be able to immediately review your e-mail message. E-mail messages will not serve as a sufficient method for any requirement imposed on you to provide written notice, nor may any e-mail messages be used to place a stop payment on a check, cancel a bill payment, request account transfers, make address changes, or report lost or stolen banking codes, cards, or checks. Private personal and account information such as Account Numbers, Passwords, PINs, or Social Security Numbers should NOT be sent through this form. First Federal will not e-mail personal account information to customers or third parties.